California Workers Compensation Insurance

At Workers Compensation Insurance CA, providing affordable and reliable coverage is our passion and our profession. We are exclusively comprised of highly-trained and experienced specialists who possess a vast knowledge and experience in all aspects of the business, commercial and workers compensation insurance industry. This enables us to protect and maximize the available benefits of our clients.

SAVE 30% on your Workers Compensation Insurance! Get a FREE quote now and be covered.

Workers Compensation Insurance CA

For over 20 years Workers Compensation Insurance CA serves and protects California’s small-business owners like you and your employees with affordable and reliable Workers Compensation Insurance. It is required by law that business owners conducting any business in California must have Workers Compensation Insurance, even if they have only one employee. When your employees get hurt or become sick, because of work, you as a business owner, are required to pay them Workers Compensation benefits. Workers Compensation Insurance protects your employees and their families from unexpected injury-related medical expenses. Business owners, that do not have Work Comp Insurance, face fines and penalties. Also, if an unexpected, work-related injury or sickness occurs, or an employee sues, business owners might pay all expenses out of their own pocket if they are not covered by the Workers Compensation Insurance.

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  Food Service Workers’ Compensation Insurance

Food Service Insurance

We’re providing California’s small businesses with affordable Workers Compensation Insurance. Specializing in Fine Dining, Family and Fast Food Restaurants, Cafes, Ice Cream, Yogurt, Boba & Coffee Shops, Bakeries, Bar & Taverns, Supermarkets, Grocery & Deli Stores. Rates starting as Low as 3%. Only 10% of the premium required to start the policy or choose “Pay as You Go” program.
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  Wholesale & Manufacturing Workers’ Compensation Insurance

Wholesale and Manufacturing Insurance

With our emphasis on financial stability and fast, efficient claims service, we save California’s Small Businesses on their Workers Compensation Insurance policies. Rates starting as Low as 3% for Food & Beverage, Apparel, Machine Shops, Paper Goods, & Other Wholesale & Manufacturing products. Only 10% of the premium required to start the policy or choose “Pay as You Go” program.
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  Automotive Workers’ Compensation Insurance

Automotive Insurance

Worker Compensation Insurance CA remains focused on keeping California’s Main Street businesses working safely. We offer affordable Workers Compensation Insurance rates for Auto Service & Repair Shops, Car Washes, Used Car Dealerships, Gas Stations, Upholstery & Mechanic Shops. Rates starting as Low as 3%. Only 10% of the premium required to start the policy or choose “Pay as You Go” program.
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Other Services

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  Special Events Insurance

Special Events Insurance

Special Events Insurance will provide protection for any Sport Tournament, Concert, Fundraiser, Party, Wedding,  or another event with a General or Liquor Liability exposure. We offer several products to cover a variety of special events’ needs. You can Quote and Buy your coverage instantly right here.
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  Wedding Insurance

Wedding Insurance

On a Wedding Day, nobody wants anything to go wrong. With a General or Liquor liability exposure, you need Wedding Insurance coverage to have a peace of mind and enjoy the special day. Get your instant Wedding Insurance Quote and Buy your protection with an A++ best rated company.
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  Home Based Business Insurance

Home Based Business Insurance

Our Home Based Business Insurance is designed for Small, Home Based businesses with exposures that are either limited or excluded by the Homeowners Insurance. Bakers, Florists, Hairdressers, Designers, Programmers and others working from home, will have liability coverage and business personal property protection with Home Based Business Insurance. Click to Quote and Buy your instant protection.
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Affordable Workers’ Compensation Insurance

Workers Compensation in California

Are you a business owner in California searching for affordable and reliable Workers’ Compensation Insurance? Look no further! At Workers Compensation Insurance CA, we understand the importance of protecting your employees and your business without breaking the bank. Here’s how we ensure affordable Workers’ Compensation Insurance tailored to meet your needs: Tailored Coverage Plans Workers…

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Retail Workers’ Compensation Insurance in California

Retail Workers' Compensation Insurance

Retail stores are vibrant hubs of activity, where employees interact with customers, manage inventory, and keep the business running smoothly. While it’s a dynamic industry, it’s not without risks, especially in a state like California. Workers’ Compensation Insurance is more than just a requirement. Moreover, it’s a lifeline for your retail store’s success. In this…

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California Businesses & Workers Compensation Insurance

California Businesses & Workers Compensation

In California, businesses in certain industries generally require workers’ compensation coverage more than others. It is due to the nature of their work and the associated risks. For example, some of the industries that typically have a higher need for workers’ compensation insurance include: Construction: Construction companies often deal with hazardous conditions, heavy machinery, and…

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Frequently Asked Questions

 

What is Workers Compensation Insurance?

Workers Compensation Insurance, is also called “Workers Comp Insurance” or “Workman’s Comp Insurance” and is a required type of insurance by the state of California that protects both your employees and your company if an employee experiences an injury, sickness or accidental death while at work. With Work Comp Insurance in place your company will be covered from medical costs that might arise from the work-related accidents. It will also cover you, as a business owner, from expenses if an employee sues you. And lastly, the business will avoid penalty charges, that might be as much as $100,000 for not having a proper Workers Compensation Insurance.

Who Needs Workers Compensation Insurance?

Any business that has at least one employee is required to have Workers Compensation Insurance in California. Small businesses in California will protect their employees with the proper Work Comp Insurance coverage in place.  It is essential for businesses such as Restaurants, Bars, Bakeries, Cafes, Pubs, and Coffee Shop to have a Workers Comp Insurance because the work-related injury risks in food service industry are high and proper coverage is especially important. Same can be said about businesses in automotive industry, such as Garage Keepers, Autobody Shops, Gas Stations, Car Washes, Valet Parking, and others. We also specialize in providing Workers Compensation Insurance to Hospitality industry businesses such Hotels, Motels, Special Events, Wedding and Concerts. Wholesalers, Manufacturers, Retail, Grocery Stores, Doctors’ Offices, High-Tech Businesses are also in our focus group industries with high demand in Workers Compensation Insurance as the work-related injuries and unexpected claims can happen anytime.

What is “Pay as You Go” Workers Compensation insurance?

We offer “Pay as You Go” Work Comp insurance that allows you, the business owner, to make premium payments each time you run your payroll. This way you can save and pay less as there is no estimation of the payroll, instead- it is an exact amount, and payments are based on the correct numbers. Traditional Workers Compensation plans require large lump sum payments to cover the estimated payroll costs of your liability and using “Pay as You Go” program helps you eliminate those unnecessary extra expenses. Also, the lower upfront cost to start your Workers Compensation Insurance is beneficial for your business. You can buy your Work Comp Insurance with little money down and then pay you premiums in smaller amounts spread over the course of the year. You can submit the FREE QUOTE questionnaire and SAVE 30% on your Workers Compensation Insurance and be covered!