Janitorial Workers Compensation Insurance in California is important to have. It covers employees’ lost wages for work related illnesses or injuries. Moreover, it covers medical costs. In case of an work related accident and injury that requires medical assistance. Conduction janitorial and any cleaning services in California, requires an employer to carry Workers Compensation Insurance. Work Compensation Insurance will also cover Employee injury related lawsuits costs.
How Workers Compensation Insurance protects your employees?
Wet floors, high windows and other obstacles can create slip and fall situation for employees. If your employee slips on a wet floor and breaks a leg, it could be expensive to cover medical bills. What is an employee falls from a ladder while cleaning high window? That also could cost thousands of dollars in medical expenses. Therefore, Workers Compensation Insurance will help you-the business owner, to cover employees medical bills. It will also provide compensation for the wages they have lost, while recovering from an injury.
When an employee is injured on the job, Workers Compensation insurance helps cover:
- Medical costs, such as a surgery and emergency room expenses
- Ongoing medical costs, such as medications and physical rehabilitation
- Lost wages while the employee is unable to work
- Death benefits for fatal incidents
The cost of the janitorial Workers Compensation Insurance.
The price for the Workers Compensation Insurance depends on every $100 of your business’s payroll. The type of work your employees do, will also effect the price. Classification codes, your business claims history and payroll amount determines the price of your Workers Compensation Insurance.
It is easy and fast to get your affordable Workers Compensation Quote online. Our experiences agents will help and will guide you through the process, if you need help.
Get started with a quote for Janitor Workers Compensation Insurance today! Our agency can customize a policy to your business needs.