Workers’ Compensation Insurance for Cleaning Businesses is important to have. Cleaning and janitorial business workers can be injured easily during the work. For example, a window cleaner can fall and break a leg. Moreover, they can become ill, for example from using cleaning chemicals on a daily basis. That is why the business owner should carry appropriate janitorial business insurance. Workers Compensation Insurance will provide coverage and protection in case of work-related accidents. Workers’ Compensation Insurance, also called Workers’ Comp Insurance or Workman’s Comp Insurance, can help cover medical, attorney fees and lost wages for cleaning businesses for work-related injuries.
The most common injuries experienced by cleaning and janitorial employees are:
- Fractures
- Traumatic injuries
- Cuts and bruises
- Lung illnesses
California law requires business owners to have Workers’ Compensation Insurance even if they have only one employee. This helps provide protection for the businesses by reducing its financial risk. Many injured employees sue their businesses for compensation for medical expenses and lost wages. Here is when Cleaning Businesses Workers’ Compensation Insurance is crucial to have to cover business’s heavy expenses during these times. For example, when an employee is injured on the job, workers’ compensation insurance helps cover:
- Medical costs, such as an ambulance ride and emergency room expenses
- Ongoing medical costs, such as medications and physical rehabilitation
- Partial lost wages while the employee is unable to work
- Death benefits
Moreover, Workers’ Compensation Insurance provides financial stability and security for the owner and the business.
How much does workers’ compensation for cleaning businesses cost?
Insurance costs for cleaning professionals are based on a few factors, including:
- Services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
It is easy to get a quote online, from our Workers’ Compensation Insurance website or by calling to our office and getting the insurance with our representative. By only submitting an easy questionnaire from our website, we will be able to provide you with the best possible quote on the market.