Contractors Workers Compensation Insurance

Contractors Workers Compensation Insurance

Contractors Workers Compensation Insurance is important. If your business is located in California, then by law you need to carry Workers’ Compensation Insurance. This applies even if you have only one employee. This insurance is for employees that get hurt or sick because of work. Therefore, Workers’ Compensation Insurance covers basic benefits including medical care,…

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Construction Workers Compensation Insurance

Construction Workers Compensation Insurance

All businesses in California with one or more employee, must carry a Workers Compensation Insurance, under California labor Code section 3700.  Construction business is risky and business owners need protection. Therefore, Construction Workers Compensation Insurance can insure business financial stability. Moreover, it can secure relative peace of mind in case of an employee accident or…

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Restaurant Business

restaurant workers compensation insurance

We all love the calm and cozy restaurant atmosphere. It is total opposite atmosphere in the back of that same place. The chaotic, fast paced and stressful world of the restaurant business can create very hazardous environment. Therefore, it is critical for business owners to have a proper Restaurant Workers’ Compensation Insurance. How does Restaurant…

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Affordable Workers’ Comp Insurance

Affordable Workers' Comp Insurance

Workers Compensation Insurance in California is mandatory by law. We serve and protect California’s small-business owners like you and your employees with affordable and reliable Workers Comp Insurance.  It is mandatory by law that business owners conducting any business in California must have Workers Comp Insurance. Most importantly, even if they have only one employee. For…

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Special Event Insurance

Special Events Insurance

Along with the Workers Compensation Insurance we have decided to add new links to our website for your convenience. Those links are for Special Event insurance, Wedding Insurance, and Home Based Business Insurance. We are happy to let you know, that now you can instantly Quote & Buy your affordable Wedding Insurance, Special Event Insurance…

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Nightclub Workers Comp

Nightclub Workers Compensation Insurance

Nightclub Workers Comp Insurance will help your employees recover from work-related injuries or illnesses so they can get back to work faster. There are other Nightclub, Dance & Gentlemen’s Club insurance that will provide coverages such as General Liability, Liquor Liability, Assault and Battery Liability and other. But one of the most important coverage is…

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Pay-As-You-Go Workers’ Comp

Workers compensation Insurance

Pay-as-you-go Workers’ Comp Insurance is increasing in popularity in the business world. Eliminating up-front costs and outdated payment methods are two of the biggest reasons businesses are turning to pay-as-you-go for workers’ comp insurance. Compared to an estimated annual payroll amount, pay-as-you go relies on real-time payroll to calculate workers’ comp premiums. This results in…

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Covid Impact on Work Comp Rates

Covid impact on Work Comp

Covid impact on Work Comp rates will be higher as businesses reopen. Unemployment rates have gone up. From record lows to record highs in one dramatic swing. Therefore, a temporary effect we are seeing is a reduction in claims. This is  because there are fewer people at work. As a result, this has a significant…

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Restaurant Workers Compensation Insurance in California

Restaurant Work Comp

Restaurant Work Comp Insurance  is an important coverage to have when you run such an environment where injuries can very easily occur.  California state prohibits owning and running a restaurant without offering Workers’ Compensation Insurance. Having Workers’ Compensation Insurance is always a smart business move because it protects restaurant owners from costly liabilities. As an…

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Work Comp Insurance Questions

Work Comp Commercial Insurance

We are here to discuss Work Comp Insurance Questions and Answers in this blog. Workers Compensation Insurance is a type of commercial insurance that provides  benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more. Workers’ compensation insurance benefits can vary…

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