In California, businesses in certain industries generally require workers’ compensation coverage more than others. It is due to the nature of their work and the associated risks. For example, some of the industries that typically have a higher need for workers’ compensation insurance include: Construction: Construction companies often deal with hazardous conditions, heavy machinery, and…
Workers’ compensation insurance is an important coverage for any business that has employees. It’s designed to provide benefits to employees who are injured or become ill while on the job. But paying for this coverage can be a challenge for many business owners, especially if their payroll fluctuates throughout the year. Pay-as-You-Go Workers’ Compensation is…
Workers Compensation Insurance in California is mandatory by law. We serve and protect California’s small-business owners like you and your employees with affordable and reliable Workers Comp Insurance. It is mandatory by law that business owners conducting any business in California must have Workers Comp Insurance. Most importantly, even if they have only one employee. For…
Workers’ Compensation Insurance in California is mandatory by law. For over 20 years we serve and protect California’s small-business owners like you and your employees with affordable and reliable Workers’ Compensation Insurance. It is mandatory by law that business owners conducting any business in California must have Workers Compensation Insurance. Most importantly, even if they…
Nightclub Workers Comp Insurance will help your employees recover from work-related injuries or illnesses so they can get back to work faster. There are other Nightclub, Dance & Gentlemen’s Club insurance that will provide coverages such as General Liability, Liquor Liability, Assault and Battery Liability and other. But one of the most important coverage is…
Pay-as-you-go Workers’ Comp Insurance is increasing in popularity in the business world. Eliminating up-front costs and outdated payment methods are two of the biggest reasons businesses are turning to pay-as-you-go for workers’ comp insurance. Compared to an estimated annual payroll amount, pay-as-you go relies on real-time payroll to calculate workers’ comp premiums. This results in…
Covid impact on Work Comp rates will be higher as businesses reopen. Unemployment rates have gone up. From record lows to record highs in one dramatic swing. Therefore, a temporary effect we are seeing is a reduction in claims. This is because there are fewer people at work. As a result, this has a significant…
Restaurant Work Comp Insurance is an important coverage to have when you run such an environment where injuries can very easily occur. California state prohibits owning and running a restaurant without offering Workers’ Compensation Insurance. Having Workers’ Compensation Insurance is always a smart business move because it protects restaurant owners from costly liabilities. As an…
Workers Comp Insurance calculations for premiums take into consideration your company’s business and industry type. Also, the type of work performed by each employee, claims history and your company payroll. Human resources and safety professionals always are looking at the factors that influence Workers Compensation insurance costs. In order to calculate- we use Employee Classification Rate…
We are here to discuss Work Comp Insurance Questions and Answers in this blog. Workers Compensation Insurance is a type of commercial insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more. Workers’ compensation insurance benefits can vary…
