From our previous blogs, it is clear that Workers’ Comp Insurance is a must have coverage. California law requires Workers Compensation Insurance for employers that have one or more employees. This policy covers medical expenses of the employees and lost wages that can be a result from job related injury or illness. Workers’ Compensation Insurance…
Contractors Workers Compensation Insurance is important. If your business is located in California, then by law you need to carry Workers’ Compensation Insurance. This applies even if you have only one employee. This insurance is for employees that get hurt or sick because of work. Therefore, Workers’ Compensation Insurance covers basic benefits including medical care,…
Janitorial Workers Compensation Insurance in California is important to have. It covers employees’ lost wages for work related illnesses or injuries. Moreover, it covers medical costs. In case of an work related accident and injury that requires medical assistance. Conduction janitorial and any cleaning services in California, requires an employer to carry Workers Compensation Insurance. …
All businesses in California with one or more employee, must carry a Workers Compensation Insurance, under California labor Code section 3700. Construction business is risky and business owners need protection. Therefore, Construction Workers Compensation Insurance can insure business financial stability. Moreover, it can secure relative peace of mind in case of an employee accident or…
We all love the calm and cozy restaurant atmosphere. It is total opposite atmosphere in the back of that same place. The chaotic, fast paced and stressful world of the restaurant business can create very hazardous environment. Therefore, it is critical for business owners to have a proper Restaurant Workers’ Compensation Insurance. How does Restaurant…
Workers’ Compensation Insurance in California is mandatory by law. For over 20 years we serve and protect California’s small-business owners like you and your employees with affordable and reliable Workers’ Compensation Insurance. It is mandatory by law that business owners conducting any business in California must have Workers Compensation Insurance. Most importantly, even if they…
Pay-as-you-go Workers’ Comp Insurance is increasing in popularity in the business world. Eliminating up-front costs and outdated payment methods are two of the biggest reasons businesses are turning to pay-as-you-go for workers’ comp insurance. Compared to an estimated annual payroll amount, pay-as-you go relies on real-time payroll to calculate workers’ comp premiums. This results in…
Covid impact on Work Comp rates will be higher as businesses reopen. Unemployment rates have gone up. From record lows to record highs in one dramatic swing. Therefore, a temporary effect we are seeing is a reduction in claims. This is because there are fewer people at work. As a result, this has a significant…
Restaurant Work Comp Insurance is an important coverage to have when you run such an environment where injuries can very easily occur. California state prohibits owning and running a restaurant without offering Workers’ Compensation Insurance. Having Workers’ Compensation Insurance is always a smart business move because it protects restaurant owners from costly liabilities. As an…
We are here to discuss Work Comp Insurance Questions and Answers in this blog. Workers Compensation Insurance is a type of commercial insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more. Workers’ compensation insurance benefits can vary…
